Senin, 01 Juli 2019

Australia's open banking regime: Generic product data available from 1 July - ZDNet

The first iteration of Australia's Consumer Data Right (CDR) is live from 1 July 2019. But with submissions only closing recently for the governing rules and standards, and legislation stranded in Parliament, the mandate will only apply to the banks' own product data for now.

The Australian Competition and Consumer Commission (ACCC) was tasked with implementing the CDR, which has been touted as allowing individuals to "own" their data by granting them open access to their banking, energy, phone, and internet transactions, as well as the right to control who can have it and who can use it.

The first sector to which the CDR will apply is finance, through an open banking regime.

The banks have been preparing for the looming mandate, with Westpac CEO Brian Hartzer for example predicting the initial financial damage due to open banking to be around AU$200 million to his organisation. The National Australia Bank (NAB), meanwhile, told ZDNet in December that it was pretty well-placed to handle open banking with the internal data strategy and cloud-first strategy it is currently in the process of implementing.

The big four banks were initially asked to have consumer data available by 1 July, but that deadline has now been pushed to 1 February 2020.

As of today, the four banks will need to have access to generic product data for credit and debit cards, deposit accounts, and transaction accounts made available via an application programming interface (API).

This will allow product data from ANZ, the Commonwealth Bank, NAB, and Westpac to be easily compared.

"The pilot program will lay initial foundations to test the performance, reliability and security of the system before any personal consumer data is shared. It will also give software developers and fintechs a network of financial institution's data to build and improve financial services," Westpac chief data and strategy officer Jamie Twiss said.

See also: Big four banks passing the buck on open data regulation  

In November 2017, following a handful of Senate Economics Committee probes of the big four banks in Australia, the CDR was officially announced.

Fast forward to 29 March 2019 and the ACCC published draft rules that would guide the implementation of the CDR. Only a few months prior, the ACCC was unsure how banks could provide consumers with their data, but took a red marker to the calendar to say ANZ, CBA, NAB, and Westpac needed to make consumer data available on credit and debit card, deposit, and transaction accounts, at minimum, by the start of the 2020 financial year.

The rules also said all remaining banking institutions were to be ready to implement the open banking tranches around 12 months after the major banks.

While working on what open banking would look like, the ACCC decided to announce in February that energy data would join the CDR mandate in early 2020.

The draft rules were shaped around the ones for banking, and they weren't received with enthusiasm.

The Australian Privacy Foundation (APF) in March said the CDR privacy safeguards were not sufficient, and that the government has "severely" underestimated the need for more thought across the entire legislative change.

Meanwhile, the Communications Alliance is concerned that the legislation will not be overly applicable to industries other than banking, and that the rushed through process will result in a disjointed framework that is not well thought out.

Despite hearing concerns over the adequacy of the privacy safeguards the CDR, the rushed nature of the Treasury Laws Amendment (Consumer Data Right) Bill 2019 [Provisions], the distinct banking focus the Bill will have, and whether the outcome of the CDR will serve organisations more than it will consumers, the Senate Economics Legislation Committee on 21 March recommended that it be passed.

"At the very least, it will improve on current arrangements; and it has the potential to protect and empower consumers and drive competition and innovation," the committee wrote at the time. "The committee particularly welcomes the endorsement of the Bill from innovative high technology companies."

In justifying its reasoning behind allowing the sole recommendation of the Bill be passed, the committee said provisions such as the rules-making facility under the Bill would offer the possibility to address problems as they arise.

The ACCC, eight days later, published the draft rules.

The Bill was introduced and read for the first time in Parliament on 13 February, with a second reading moved the same day. The Bill lapsed at dissolution on 11 April.

Speaking at a Criterion Conferences Open Banking event in Sydney also in March, Bruce Cooper, general manager of the ACCC's Consumer Data Right Branch said that despite a looming election, the ACCC was still going ahead with its planned deliverables of the CDR, expecting the CDR -- at least in some form -- to proceed under whatever party assumes government. 

"While there remains some certainty about the timing, we are basically pressing forward with particularly the product reference data, which the timetable calls for being open by 1 July, to establish some sort of pilot that participants that will need to participate in CDR can test their systems against the rules and also to open accreditation so we basically have a vital ecosystem when we do kick off," he explained.

"We're doing that while there is that uncertainty because we feel that it won't be wasted work ... our expectation is that CDR will proceed in some form, quite similar to what it is at the moment, so continuing to work is the right way to go."

The ACCC in early June opened consultation on the technical design of the CDR Register using GitHub, an online community of developers.

The first round of consultation was for the CDR-Register API, which allows participants to retrieve details of data holders and data recipients.

The ACCC had said that by the end of June, it expected to consult on other aspects of the CDR Register design, including: Business and technical design principles; security profile and certificate management; and caching and refreshing of Register metadata.

The ACCC has not returned a request for comment, but despite security vendors jumping for a chance to comment on customer data privacy and security concerns, customer data isn't being shared while there is no legislative direction.

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https://www.zdnet.com/article/australias-open-banking-regime-generic-product-data-available-from-1-july/

2019-06-30 23:24:00Z
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Minggu, 30 Juni 2019

Simmons contract may set Australian record - ESPN

LOS ANGELES -- Ben Simmons is poised to make Australian sporting history with a new $[Aus]239 million contract with the Philadelphia 76ers.

The five-year contract extension would be the richest deal signed by an Australian athlete and would balloon to $[Aus]286 million if the 22-year-old made an All-NBA team next season.

Simmons and the 76ers are eligible to sign the extension on Monday (Tuesday AEST).

The deal might be historic for Australia but it will be one of many huge deals signed by NBA superstars when the frenzied free agency period opens on Sunday (Monday 11am AEST).

Kevin Durant, Kawhi Leonard, Kyrie Irving, Klay Thompson, Jimmy Butler and Kemba Walker will be eligible to sign new multi-year contracts with their current teams or re-shape the NBA landscape by fleeing to new teams.

Durant, likely to miss the entire 2019-20 season after suffering an Achilles rupture in the NBA Finals, is eligible for a five-year, $[Aus]315 million contract if he stays with the Golden State Warriors.

Simmons is just one piece 76ers general manager Elton Brand needs to secure in the coming week to keep them on track for a serious tilt at a title next season.

Brand is under pressure to re-sign three other starters who have become free agents and are being pursued by rival teams: Jimmy Butler; Tobias Harris; and JJ Redick.

Butler and Harris are eligible for five-year, $[Aus]270 million contracts.

Redick, one of the NBA's best three-point shooters and coming off a career-high scoring season, is expected to seek a multi-year deal for at least $[Aus]14 million a year.

The 76ers' owners have signalled they are willing to pay luxury tax for breaching the salary cap if it means re-signing Simmons, Butler and Harris to max contracts, retaining Redick and then filling out their roster with bench players.

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https://www.espn.com/nba/story/_/id/27085376/simmons-contract-set-australian-record

2019-06-30 01:58:31Z
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Jumat, 28 Juni 2019

As New York Celebrates Pride, Australia Debates Freedom - The New York Times

The Australia Letter is a weekly newsletter from our Australia bureau. Sign up to get it by email. This week’s issue is written by Isabella Kwai, a reporter with the Australia bureau.

______

In New York, celebrations are underway today to commemorate the 50th anniversary of the Stonewall riots, when clashes in Greenwich Village helped ignite the modern gay rights movement.

But Australia was having a different kind of conversation around gay rights this week: Can freedom of religion and equality rights truly coexist?

Christian advocates have backed Israel Folau, the rugby player whose multimillion-dollar contract with Rugby Australia was terminated over his anti-gay social media posts. Mr. Folau, a devout Christian, wrote on Instagram that gays would go to “hell.” He has raised more than $2 million to finance legal action against his former employer.

If Mr. Folau begins a legal case, it would most likely be over whether employers imposing values on employees is an undue burden on the freedom of religious expression, said Gillian Triggs, a lawyer and former president of the Australian Human Rights Commission.

Two years ago, Australia was in the throes of a fierce debate about whether gay people should have the right to marry. Same-sex marriage was eventually legalized in December 2017, with a majority of Australians voting “yes” in a public opinion survey. But religious dissenters put up a fight, arguing that it would impinge on freedom of religious expression.

Australia is “manifestly and demonstrably behind” in human rights compared to the United States and Europe, Professor Triggs said. But the country doesn’t have an official human rights charter, and many of its protections, if not officially legislated, are implied, she added.

While some laws make it illegal to discriminate on the basis of gender or sexual orientation, there are no federal protections against public vilification on the grounds of sexual orientation.

Half of the population identifies as Christian, according to the latest census, but secularism is on the rise. In the survey on same-sex marriage, nearly 40 percent of Australians who voted — 79.5 percent of the population — were against it. One poll found that Australia is less inclusive of lesbian, gay, bisexual and transgender people than countries like France and Canada, although it scored higher than the global average.

Mr. Folau wasn’t the only Christian figure who claimed this week that their ideas were being censored in Australia.

Sister Joan Chittister, a well-known American nun and feminist, said she learned she had been uninvited to a Catholic conference in Australia when she was told that the Archbishop of Melbourne had not endorsed her invitation. She said she believed that the leaders of the church do not like her ideas, especially her call to empower women and laypeople, and so they wanted to suppress them.

“If you are demanding rights for yourself which you won’t extend to others, that’s not freedom. It’s privilege,” the commentator David Marr wrote for The Guardian, on the topic of Mr. Folau and the church’s mixed messages of free speech.

So what do you think? Write to me at nytaustralia@nytimes.com or join our NYT Australia Facebook group.

_____

Image
CreditMick Tsikas/EPA, via Shutterstock

Stories from our region:

A Timeline of Despair in Australia’s Offshore Detention Centers: On Thursday, President Trump tweeted support of Australia’s immigration policies. A timeline detailing dozens of suicide attempts and acts of self-harm since the May 18 election show a brutal reality in detention.

Australian Student Is Missing in North Korea, His Family Says: Alex Sigley, 29, has not been heard from in days, his family said. Mr. Sigley has been studying in North Korea.

She’s 83 and a Famous Nun. Australia’s Catholic Leaders Want Her to Stay Away: Sister Joan Chittister, a well-known American nun and feminist, was planning to speak at a Catholic conference in Melbourne, but the archbishop apparently intervened.

Sydney to Declare a Climate Emergency in Face of National Inaction: The mayor said it was important that Australia’s largest city, which has made ambitious pledges to reduce greenhouse emissions, raise its voice in a global demand for action.

Steve Dunleavy, Brash Face of Murdoch Journalism, Dies at 81: A hell-raising Australian who transfused his adrenaline into tabloid newspapers and television as a party crasher to American journalism, died on Monday at his home in Island Park, N.Y.

HPV Vaccines Are Reducing Infections, Warts — and Probably Cancer: An analysis covering 66 million young people has found plummeting rates of precancerous lesions and genital warts after vaccination against the human papillomavirus.

The Best Movies and TV Shows New to Netflix Australia in July: ‘Stranger Things,’ ‘Orange Is the New Black’ and more.

____

Image
CreditSaumya Khandelwal for The New York Times

The 50 Best Memoirs of the Past 50 Years: The New York Times’ book critics select the most outstanding memoirs published since 1969.

Slack Wants to Replace Email. Is That What We Want? As the office chat start-up prepared to go public, some of us are still figuring out how available we want to be — and whether it’s O.K. to ping the C.E.O.

A Mystery Disease Is Killing Children, and Questions Linger About Lychees: Researchers said the fruit was behind the annual outbreaks of a fatal syndrome in Eastern India. But local doctors say that theory can’t explain all the cases.

Photo of Drowned Migrants Captures Pathos of Those Who Risk It All: The image of a father and daughter on the banks of the Rio Grande recalled other disturbing photos that have galvanized public attention to the horrors of war.

_____

Last week, I wrote about my father’s emotional reaction to the Hong Kong protests. Thanks to those of you who wrote in with your own stories about activism. (And for complimenting him — he was tickled to hear that too.) Today’s response, from a reader from Hong Kong.

“I am 65, Australian, born in Hong Kong, and live in Hong Kong at present.

The protests were so touching, because so many young people showed us that they might not have a lot of experience in politics or current affairs, but they have natural sensitivity toward what is good and bad, have the courage to speak up and reach out, thinking about the greater good before their own comfort and safety.

The protests were, 99.9% of the time, so amazingly peaceful and orderly. Something that any liberal country would envy, be proud of. Did you see news clips of how the young protesters picked up rubbish and debris and swept clean the streets before they went home? It really makes you cry seeing the nice sides of our youngsters, who have unfortunately earned some bad repute from the 2014 Occupy Central movement.

Net net, I view the two protests as the best days of one country-two systems since 1997.”

— J.P.

We’re collating a list of the best Australian podcasts— and we want your input. What are you listening to that you can’t forget, and why? Write to us at nytaustralia@nytimes.com.

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https://www.nytimes.com/2019/06/27/world/australia/israel-folau-freedom.html

2019-06-28 03:15:55Z
CAIiEHb-t5Ysbp4AileFOSxqk7oqFwgEKg8IACoHCAowjuuKAzCWrzww5oEY

Kamis, 27 Juni 2019

Trump says 'much can be learned' from Australia's immigration policy. Migrants subjected to it have set themselves on fire - CNN

Amid heightened media scrutiny over the tragic fate of a father and daughter who died on the US-Mexico border, Trump tweeted pictures of four fliers distributed by the Australian government warning migrants away from attempting to come to the country, adding that "much can be learned!"
That policy, with slogans such as "NO WAY, you will not make Australia home," was the brainchild of current Prime Minister Scott Morrison, who Trump is meeting with Thursday ahead of this week's G20 summit in Osaka, Japan.
As immigration and border protection minister, Morrison in 2013 oversaw the "Sovereign Borders" policy aimed at preventing people smuggling and asylum seekers deaths at sea. While that policy was successful in lowering the number of people arriving in Australia, it achieved this in part by massively expanding the number of people held in offshore detention camps on the Pacific nations of Nauru and Papua New Guinea.
While that policy has become more or less bipartisan consensus in Australia, Morrison has become synonymous with tough immigration policies, often appearing on TV endorsing the campaign slogan "Stop the boats."
Following Morrison's surprise win in May's general election, at least nine people attempted to take their own lives in a camp on Papua New Guinea's Manus Island, where around 500 people are still held in detention.
The opposition Labor Party had said it would resettle at least 150 refugees in New Zealand, which has repeatedly offered to take them but been turned down by the Australian government, which claims doing so would encourage more migrants to attempt the risky sea crossing in the Pacific.
The incidents on Manus were only the beginning of a wave of attempted suicides and cases of self-harm on the island. This month at least eight other men followed suit, including a Sudanese man who set himself on fire and an Iranian who attempted to hang himself but was cut down by guards, according to witnesses.
In 2016, a 23-year-old Iranian man died after setting himself on fire in a detention camp on Nauru. Following his death, another refugee, 21-year-old Somali woman Hodan Yasin, self immolated and was evacuated to Australia for emergency medical treatment which saved her life.
Rights groups have repeatedly condemned the conditions in the camp system, with Amnesty International saying Manus detention centers are unsafe and "hellish." Earlier this month, United Nations representatives said they were "deeply concerned" by the conditions in the camps.
"The situation of their indefinite and prolonged confinement, exacerbated by the lack of appropriate medical care amounts to cruel, inhuman and degrading treatment according to international standards," the UN rights experts said in the statement.
Amnesty International has denounced conditions for asylum seekers on the Papua New Guinea island of Manus as "hellish."
Even if found to be refugees, asylum seekers are not permitted to settle in Australia and must either go home, hope for relocation to a third country, or remain in Papua New Guinea or the remote island of Nauru. Some have been sent to the US under deal struck by Morrison and Trump's predecessors, Malcolm Turnbull and Barack Obama.
That deal -- under which around 530 refugees have been settled in the US -- was strongly criticized by Trump and caused an awkward first phone call between him and the previous Prime Minister Malcolm Turnbull.
"I am the world's greatest person that does not want to let people into the country," Trump said in the call, complaining that Australia was foisting migrants on the US.
While that particular element of Australia's immigration policy may have frustrated the US leader, he will find much in common with Morrison when they meet on Thursday for dinner.
The meeting with a fellow anti-immigration hardliner will likely come as a relief as Trump faces increasing criticism at home for his tough border policies.
For the hundreds of people in detention camps on the US border, however, the idea that Trump is learning from Australia's policy will inspire anything but relief.

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https://www.cnn.com/2019/06/26/politics/trump-australia-immigration-intl-hnk/index.html

2019-06-27 09:43:00Z
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Australia Probes Reports of Citizen Detained in North Korea - TIME

Australia Probes Reports of Citizen Detained in North Korea | Time

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https://time.com/5615564/australia-citizen-detained-north-korea-alek-sigley/

2019-06-27 06:45:51Z
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Senin, 24 Juni 2019

Australia celebrates 'greatest day' in women's sport - BBC News

It has been described by many as the greatest day in Australian women's sporting history.

Australians woke up on Monday to a cascade of achievements from the nation's female athletes in tennis, golf, surfing and rowing.

First, surfer Sally Fitzgibbons cut a monster wave at the Rio Pro to cruise to the world number one ranking in surfing.

A few hours later, French Open tennis champion Ashleigh Barty won her third tournament of the year - meaning she will become Australia's first world number one in 16 years.

Celebratory news bulletins in the morning were interrupted by more milestones.

Golfer Hannah Green, ranked just 114 in the world, grabbed a shock victory at the Women's PGA Championship in Minnesota. It made her the third Australian woman ever to win a golf major.

Meanwhile, at the Rowing World Cup, Australia's women's eight crew won gold.

"It's hard to even put a morning like this morning into words," says Australian Broadcasting Corp sports journalist Catherine Murphy. "It has just been an incredible 12 hours."

Australian Associated Press golf reporter Evin Priest tweeted that this "HAS to be the greatest day in Aus women's sport". Elsewhere online, local reactions were as joyous.

The timing may be a coincidence, however as many Australian sports commentators have noted, such spoils have been coming.

Women's sports have long been under-prioritised and under-resourced at the elite level compared to their male counterparts.

But in recent times, a mix of high-profile events and once-in-a-generation stars have boosted the profile of Australian women's sport.

Most recently, Barty has led the charge. The 23-year-old indigenous tennis star from Queensland has won fans with her dominant play and unassuming demeanour.

She will be only the second Australian woman to reach world number one after Evonne Goolagong Cawley, another indigenous woman, in 1976.

"She's just one of the most amazing stories you'll come across in sport," says Murphy.

Three years ago, Barty was ranked 623 in the world. She took an 18-month tennis sabbatical to play cricket before returning to tennis in 2016.

"To come back and do what she's done in the past 12 months is incredible," Murphy says. "She has thrust Australian tennis into the limelight in a big way, but she is seen as the kind of humble champion that everyone can aspire to."

Footballer Sam Kerr has been Australia's other leading light, she says. The 25-year-old goal scorer and Matildas team captain has risen to be one of the world's best players.

The Matildas bowed out of the Women's World Cup on Sunday - losing to Norway in the quarter finals - but local coverage of the team is the highest it has ever been, experts say. It has come even as a world cup traditionally watched by more Australians - in men's cricket - takes place.

"It's not just football fans who have been talking about the Matildas these last few weeks," she says. "They have absolutely transcended into the present, into the consciousness of every Australian."

Much of that is a result of Kerr's appeal.

"When you have superstars like her as the face of not just the national team, but the whole tournament, the prominence of that sport and other female athletes just soars," she says.

Quiet accomplishments

Experts also credit recent reforms and new leagues in Australia with lifting the profile of women's sport.

Deakin University sports academic Dr Kim Toffoletti has pointed to the launch of professional Australian Rules football league AFLW in 2017, and a recent landmark TV broadcast deal for the Super Netball competition, as key developments.

In 2018, semi-professional women's rugby league games were also played for the first time. Australia's female cricketers and footballers have also made high-profile bids for pay rises.

"It would seem there has never been a better time to be a woman in Australian sport," Dr Toffoletti wrote in a report in January.

Many have noted that women's success stands in contrast to controversies that have engulfed male Australian sportsmen of the current era.

Most prominently, the men's cricket team is seeking to redeem its reputation after a ball-tampering scandal. Male tennis players such as Nick Kyrgios and Bernard Tomic have at times drawn criticism for their conduct on the court and comments off it.

Meanwhile Barty's reputation is one of a "quiet, determined young woman who solidly worked her way up with her team", says Murphy. Barty will head to Wimbledon next month as the top-ranked player.

Her influence for young girls is immeasurable, Murphy says. "This morning they wake up and we have a world number one in tennis, world number one in surfing, the underdog story of Hannah Green. They're waking up to women dominating in sport."

She adds: "I can't think of a day that compares."

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https://www.bbc.com/news/world-australia-48740575

2019-06-24 08:19:42Z
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Minggu, 23 Juni 2019

Resort Styling Making Strides in Australia - Mansion Global

Demand Continues to Spread

Top-of-the-range luxury and resort-style amenities aren’t confined to Australia’s two major capital cities of Melbourne and Sydney.

Developers are also stepping up in Queensland, meeting high-end buyer expectations in Brisbane and the Gold Coast as well.

The Sovereign Residences is a A$31 million eight-unit project by Vested Group launched in April at 15-19 Royal Albert Crescent on the Gold Coast’s Sovereign Island. It’s the first apartment project in the exclusive Sovereign Island residential estate and has been designed to meet the high standards of the houses around it, Vested Group director Ian Chester said.

Due for completion by June 2020, the apartments have been designed to make occupants feel like they’re on a permanent holiday.

Interiors feature a long-list of luxury brands; Gaggenau, SubZero, Pitt, Villeroy & Boch, Miele and Blum and range in size from 329- to- 739 square meters.

Master jeweller Mark Cotterell has been engaged to add diamonds, aquamarines and carved crystals that will complement the marble, granite and limestone finishes.

CBUS smart wiring, private plunge pools, boat moorings and a full-time concierge will be available to take deliveries, drive residents to the airport, book spa treatments or make restaurant bookings.

Mr. Chester said the tightly held location, at the northern end of the Gold Coast, was filled with prestigious properties, which had required a lavish design and new benchmark in luxury apartment living.

“There is an increasing demand from discerning buyers for this type of living,” Mr. Chester said.

“Interest has already come from professionals, baby boomers, downsizers and weekenders,” he said. “These residences are as big as some of the homes on the island, so we have taken great care in designing something special that fits in with those grand proportions.”  

There will also be a residents’ swimming pool and a private rooftop terrace with 360-degree views, barbecue and entertainment area. Apartments are priced from A$3.145 million to A$5.45 million.

Place Advisory director Lachlan Walker said luxury Queensland apartment projects that have sold quickly, particularly in softer market conditions, have offered residents a significant point of difference.

Extensive community libraries, lounges and offices, with high-tech WiFi and Bluetooth integration or high-end communal kitchens and private dining rooms for entertaining are among the innovative and high-quality amenities in the market.

“Seeing product delivered well in the Sydney and Melbourne market has flowed through to the Brisbane market,” Mr. Walker said.

“Brisbane might be more affordable compared to everywhere else but people spending A$2 million on an apartment [in Brisbane] want a little bit more. They wanted a sense of community and a lifestyle that offers them an atmosphe.”

The Sovereign apartments on the Gold Coast, Queensland, have exclusive holiday resort amenities and house-like proportions. Renderings: Studio 5253, supplied by Vested Group

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https://www.mansionglobal.com/articles/resort-styling-making-strides-in-australia-204362

2019-06-23 11:08:13Z
CBMiWGh0dHBzOi8vd3d3Lm1hbnNpb25nbG9iYWwuY29tL2FydGljbGVzL3Jlc29ydC1zdHlsaW5nLW1ha2luZy1zdHJpZGVzLWluLWF1c3RyYWxpYS0yMDQzNjLSAQA